** In collaboration** We bet that most of you would think that the life of a business owner would be something that would be desired. A life where you can do what you want, you have your own business, and you have more money than you know what to do with. Sound like that you would of imagined? Well, that’s […]
** In Collaboration** Retirement planning relates to the process of making financial plans for the period of your life when you will have stopped working. In general, this process involves depositing money into a retirement account. Yet, there are many types of retirement plans available, and so it is imperative to assess your options carefully. A lot of people will already have a retirement plan in place with their employer. In this instance, contributions are deducted from the employee’s paycheck before they receive it. However, not everyone is in traditional employment and many people want to look into the prospect of additional pension plans. This blog post will reveal the various reasons why you need a pension plan, as well as provide you with some excellent tips on saving for this period of your life. Continue reading to find out more… Why do you need a retirement plan? It is quite simple; time is everything. This is the most important component in relation to saving for the future. In your early adult life, it may seem strange to consider aged care facilities and the cost of living once you have no income, but if you don’t address it now, it will be too late. It is clichéd, but every dollar really does help, and so even if you can only afford to contribute a small amount to your retirement plan in the beginning it is still worth it. Moreover, […]
** In Collaboration** If you are thinking that living in the countryside and away from the hustle and bustle of the big city is for you, it is important that you consider the consequences of your move, so you don’t end up regretting it like many other people before. You might be missing your friends, the pubs and restaurants, and the convenience of the public transport. To make sure that it is worth the sacrifice, you will have to consider every aspect of your move carefully, so you can ensure that you don’t have to move back due to not being able to get used to your new lifestyle. Find a few pointers below. Infrastructure One of the things you have to consider is the roads and the services available. If you are far from the next exchange of phone lines and broadband, you might end up paying a fortune for a satellite phone and internet, which will make your lifestyle even more expensive. Likewise, if you cannot get gas or electricity and have to pay for the services to be led to your home, you will increase your cost of move. Do your research to avoid disappointment. Road Networks It all sounds idyllic to live in the countryside, but will you be able to cope with the dirt road in the winter when everything is muddy or covered in snow? You might be stuck in your home for weeks, […]
** In collaboration** Most people are likely to experience hardships throughout their lives, including some relating to money. Being able to live a comfortable lifestyle for your whole life might seem impossible, but there are ways to make sure that you always feel happy and fulfilled. Of course, everyone has a different definition of just what “comfortable” means. For some, it’s never having to worry about money. For others, it might mean always being content and satisfied with the choices you make. If you want to live a comfortable lifestyle, there are various ways you might approach this goal. Here are some of the things you might do. Create Income Security Dealing with money problems is something that many people find themselves having to do. In fact, most people are likely to struggle financially in some way or another during their lives. While you might not be able to guarantee a stable financial situation forever, you can take steps to create income security. Firstly, finding a reliable employer and a job that you’re good at is a good start. However, many people don’t want to have to rely on an employer for their income. Other options include starting a business, making investments and setting up different income streams from various sources. Set a Comfortable Budget If you want to be financially comfortable for as long as possible, you need to set a budget that you can follow. Firstly, you have […]
**In Collaboration** Working from home can be a great move for your career. However, if you’re new to it, then you may find that there’s one thing you really have to work on. And it’s productivity. When you’re in an office environment, it’s often easier to stay productive. Because you’re ‘at work’, you’ve got others working around you, and your mind knows what you’re there to do. But, when you’re at home, your mind can be tricked. It knows that you’re at home. So if you find yourself going to do chores to getting distracted by others, your mind kind of lets you. After all, you’re in your own home. But this can be a nightmare for at home workers! Instead, you need to make sure that you are killing it with your workload. However, that can often be easier said than done. When you’re someone that has a ton of responsibilities, you may find that it’s even harder to stay focused on your work. Maybe you have children or elderly parents to look after? When you have family responsibilities, you may find yourself putting them first before anything else. And it can be really tough. But, you need to be able to find a balance. So if you know that you want to be able to stay as productive as possible without skipping out on the responsibilities that you have, take a look at these seven points. 1. Create […]
It has been a little while since I received a Change Box mainly because my subscription ran out and in the craziness of PhD life I forgot to renew it. But I was thrilled when Katie reached out to me asking if I would like the October edition. If you are a new reader and haven’t heard of The Change […]
**In Collaboration** Working from home is an excellent opportunity for many women. It gives you a great chance to get the flexibility that you need, but aren’t often afforded by more traditional working environments. It can give you the chance to start something for yourself. To be your own boss and to grow the business that you’ve always dreamed of. […]
